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Mortgage Loans

We know loans can be confusing. BOS is here to help walk you through the process. Our loan professionals are easily accessible to answer your questions and provide sound advice.

Home Refinancing

If you're already a homeowner, you can leverage the equity in your home for vacations, education, remodeling, medical bills, and more. A home equity loan or line of credit typically offers you a lower interest rate than most personal loans or credit cards.

Free Pre-Approvals

The first step in purchasing a home is getting pre-approved for a mortgage loan. Get free pre-approval at BOS! Our BOS Mortgage Lenders will work with you to determine your price range, getting you one step closer to your new home. The BOS pre-approval process is quick and easy.

 

Bridge Loans

Don’t miss out on your dream home.  A bridge loan is a short-term loan that can assist you with purchasing your new house before your current house is sold. 

What you will need:

Documentation for all borrowers, including:

  • Social Security Number

  • Contact and employment information

  • Best estimates of income, assets, and liabilities

After you have finished an application:

We will contact you to:

  • Guide you through the loan process

  • Complete your loan application package

  • Help you select the best program and interest rate

Apply Now

Illinois Locations

Missouri Locations

Springfield

Chatham

Glen Carbon

Jacksonville

Quincy

Shiloh and Swansea

Clayton

O'Fallon

  • Ellie Mae Privacy Policy

BOS NMLS # 402619     |     FAIR LENDER     |     FAIR HOUSING

NOTICE OF ERROR RESOLUTION PROCEDURES:  You may have certain rights under Federal Law related to resolving loan servicing errors and requesting information about your account. You may learn more about these rights by contacting BOS at 877-698-3278. A written notice of potential loan servicing errors must be asserted to Bank of Springfield, P.O. Box 19301, Springfield, IL 62794-9301. The written notice is required to include the name of the borrower, account number, and description of the error believed to have occurred.

 

This Web Site may contain links to other web sites ("Linked Sites"). The Linked Sites are provided for your convenience and information only and, as such, you access them at your own risk. The content of any Linked Sites is not under Bank of Springfield’s control. Bank of Springfield is not responsible for, and does not endorse, such content, whether or not Bank of Springfield is affiliated with the owners of such Linked Sites. You may not establish a hyperlink to this Web Site or provide any links that state or imply any sponsorship or endorsement of your web site by Bank of Springfield, or its affiliates or Providers.

 

877-698-3278    |   mortgage@bankwithbos.com

BOS NMLS # 402619     |     FAIR LENDER     |     FAIR HOUSING

NOTICE OF ERROR RESOLUTION PROCEDURES:  You may have certain rights under Federal Law related to resolving loan servicing errors and requesting information about your account. You may learn more about these rights by contacting BOS at 877-698-3278. A written notice of potential loan servicing errors must be asserted to Bank of Springfield, P.O. Box 19301, Springfield, IL 62794-9301. The written notice is required to include the name of the borrower, account number, and description of the error believed to have occurred.

 

This Web Site may contain links to other web sites ("Linked Sites"). The Linked Sites are provided for your convenience and information only and, as such, you access them at your own risk. The content of any Linked Sites is not under Bank of Springfield’s control. Bank of Springfield is not responsible for, and does not endorse, such content, whether or not Bank of Springfield is affiliated with the owners of such Linked Sites. You may not establish a hyperlink to this Web Site or provide any links that state or imply any sponsorship or endorsement of your web site by Bank of Springfield, or its affiliates or Providers.